“The Impact of Digital Transformation, Accounting Information Systems, and Governance on Improving the Financial and Administrative Performance of Libyan Commercial Banks: A Comprehensive Literature Review”. Diwan Al-Ma’rifah Journal for Applied and Human Sciences 1, no. 1 (February 4, 2026): 1–12. Accessed October 5, 2026. https://diwan-almarifah.com.ly/index.php/diwan-almarifah/article/view/3.